No cost. No impact to your credit.
Business funding up to $2MM — built for simplicity.
Apply in minutes. Get funds as soon as 24 hours later.
Why do you need funding?
Funding options
Funding options built to work for you.
Two flexible ways to fund your next move — choose the structure that matches how your business spends.
OracleFundingGroup Line of Credit
A revolving line you can draw from 24/7, with funds hitting your account within seconds*. Only pay for what you use.
- Credit limits from $6K–$200K
- Flexible repayment over 12, 18 or 24 months
- Great for keeping funds on hand
OracleFundingGroup Term Loan
A one-time lump sum deposited into your business checking account, repaid on a fixed, predictable schedule.
- Loan amounts from $5K–$2MM
- Terms up to 24 months
- Great for larger investments
150K+
Businesses funded since 2006
$15 Billion
Delivered across the U.S.
A+
Rating with the BBB
Why choose us
See why business owners choose us.
Easy process
You work with us directly from application to funding — no third-party brokers, no runaround.
Fast funding
Lines of credit fund instantly* once approved, and term loans can fund the same day.
No hard credit pulls
Check your eligibility and see your options without affecting your personal credit score.
How it works
Funding that moves at your speed.
Complete the application
It takes just a few minutes. Share some basic details about your business — no paperwork marathon.
Get a decision
An expert loan advisor reviews your file and walks you through the options that fit your business.
Receive your funds
Approved applicants can receive funds the same day, and lines of credit draw within seconds*.
Requirements
Are we a match? Check our minimum requirements.**
1 Year in business
Business checking account
$100K business annual revenue
625 personal credit score
Reviews
Trusted by thousands of business owners like you.
4.8/5 from 2,500+ reviews
“I needed a lift for a second bay and had the funds two days after I applied. The advisor actually picked up the phone every time I called.”
“The line of credit smooths out our slow months. I draw what I need, pay it back, and never think about it again.”
“Checking my rate didn't touch my credit, which is exactly why I applied. Straightforward terms and zero surprises.”
Ready to grow your business?
Check your rate in minutes — it's free and there's no impact to your personal credit score.